Monero (XMR) token icon on HoudiniSwap

Receive Monero Privately

Receive Monero instantly with HoudiniPay across 100+ chains. No wallet exposure. Stay Private.

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How to private swap Monero?

Experience the most private Monero (XMR) payment tool in the Web3 ecosystem. Whether you are billing a client, want to accept XMR as USDC, or collecting freelance payments. HoudiniPay generates a shareable payment link that keeps your wallet completely hidden from the sender.

1

Choose the token you want to receive

Select Monero as the asset you want to receive. You can also choose a different token. HoudiniPay will automatically convert any incoming payment into Monero (XMR) before it arrives in your wallet.

2

Enter the amount you want to receive

Set the exact amount of XMR you want to receive. Your link will only accept that precise Monero amount. No under-payments, no surprises, and no ambiguity for the person paying you.

3

Paste your recieving address

Add the Monero wallet address where you want to receive the payment. This is the only time your address appears. The sender never sees it. HoudiniPay keeps it completely hidden.

4

Create and share your private payment link

Copy your unique HoudiniPay link and send it to whoever needs to pay you. They open it, send from any supported token or chain, and you receive XMR privately in your wallet. No wallet connection required on either side.

Why receive Monero privately?

Monero is the gold standard for on-chain privacy, but the moment you share a raw XMR address to collect a payment, you create a connection between your identity and that address that lives outside the blockchain. The person paying you now holds your receiving address, can associate it with the invoice or request you sent, and can link it to any off-chain identity you used to communicate with them. A Houdini Pay XMR payment link adds a clean layer of separation at the payment request level so your Monero address stays fully private from end to end.

Receive XMR Without Sharing Your Monero Address

Even though Monero hides transaction data on-chain, sharing your XMR address directly with a payer ties your address to that person outside the blockchain. They hold your address, they know the amount, and they can associate it with any account or identity you used to communicate. A Houdini Pay XMR payment link removes the address from the equation entirely, so the payer has no record of where the Monero went.

Protect Your XMR Address From Payment Request Exposure

Monero addresses shared openly can attract unwanted attention even before a payment is made. Compliance tools, exchange screening systems, and counterparty due diligence processes increasingly flag incoming flows from privacy coins. A Houdini Pay payment link for XMR allows you to receive Monero without the payment request itself creating any association between your address and the payer.

Let Anyone Pay Your XMR Link From Any Token

Most people who want to pay you in crypto do not hold XMR. Your Houdini Pay XMR payment link removes that barrier entirely. Payers can settle from Bitcoin, Ethereum, USDC, SOL, or over 4,000 other supported assets and Houdini Pay converts the payment and routes the full XMR amount to your wallet. No wallet connection needed on either side.

Why is HoudiniSwap the best way to create private Monero payment links?

Create private Monero payment links without a accounts, without KYC.

Privacy that regulators can live with.

Every XMR transaction on HoudiniSwap is routed through our proprietary privacy layer, breaking the on-chain link between your sending and receiving wallet. No one, not blockchain analysts, not third parties, not us, can connect your Monero deposit to your destination address. transaction XMR with the financial privacy you're entitled to.

Six icons with texts: AML / ATF compliant, OFAC sanctions screening, No KYC required, Data auto-deleted in 72h, Non-custodial never pooled, and 24/7 live support team.
Swap settings panel showing a private swap between Ethereum and Bitcoin with no wallet connect, no KYC required, auto-deletes data in 72 hours, and no custody of funds.

Untraceable for your 
peace of mind

HoudiniSwap never holds, stores, or controls your Monero at any point during the transaction. Your XMR goes directly from your wallet to the destination. We simply facilitate the exchange. No exchange wallets, no withdrawal delays, no risk of your XMR being frozen or seized. Not your keys, not your coins and we intend to keep it that way.

Any token on any chain.

As one of crypto's largest cross-chain aggregators, HoudiniSwap scans 8 million possible routes across 100+ chains. Combining leading DEXs like Uniswap, Jupiter, and PancakeSwap with curated CEX partners to guarantee the lowest-cost path for every transaction.

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What can you do with private Monero payment links?

Share an XMR Payment Link With Any Sender on Any Chain

Create a Houdini Pay payment link for XMR and share it with anyone who needs to pay you. The sender pays from any supported token or chain and you receive the full Monero amount in your wallet with no on-chain link and no address ever exposed to the payer.

Invoice in Monero and Accept Any Asset as Payment

Use an XMR payment link to collect Monero from clients or collaborators without asking them to hold XMR. Payers settle in BTC, ETH, USDT, or over 4,000 other assets and Houdini Pay converts and routes the full XMR amount to your wallet privately and automatically.

Extend XMR Privacy to the Full Payment Request Flow

Monero already provides strong privacy on its own network. A Houdini Pay XMR payment link extends that protection to the payment request itself, making sure neither your wallet address nor your receiving history is visible to anyone who sends you a payment through the link.

About Monero

Monero (XMR) is a privacy-first cryptocurrency that uses ring signatures, stealth addresses, and confidential transactions to make every transfer untraceable and unlinkable by default. Unlike Bitcoin or Ethereum, Monero hides the sender, receiver, and amount for every transaction at the protocol level, making it the most technically robust privacy asset in mainstream crypto. Receiving XMR through a standard address is already more private than most blockchains, but a Houdini Pay XMR payment link adds a further layer of separation at the point of request so the payer never has direct access to your Monero address.

Frequently Asked Questions (FAQ) about

Is receiving Monero through HoudiniPay truly private?

Yes. HoudiniPay is built on the same privacy architecture as HoudiniSwap. Your wallet address is never shared with the sender, and the on-chain link between sender and receiver is severed at the protocol level. Our platform is non-custodial, compliant with global AML/KYT requirements, and never pools user funds. What the sender sends and what you receive are never directly connected on-chain.

Does my HoudiniPay link expire?

No. HoudiniPay links never expire and can be used indefinitely. However, each link is set to a fixed token (in this case XMR) and amount at the time of creation and cannot be edited after generation. If you need to change the token, amount, or receiving address, simply create a new link — it only takes a few seconds.

Who pays the Monero transaction fees?

The sender covers all XMR transaction and network fees. As the receiver, you receive the full Monero (XMR) amount you requested — no fees are deducted from your side. There are no additional charges for creating a HoudiniPay link.

Why trust Houdini Swap?

With over $2.5B in total volume processed, Houdini Swap is the market leader in compliant privacy. Our disciplined architecture and professional systems ensure that not a single dollar of user funds has ever been lost. We provide Ethereum traders with 24/7 high-response human support to ensure that your private swaps are executed flawlessly every time.

Does the sender need to connect their wallet?

No. The sender does not need to connect a wallet or create an account. They simply open the link, choose the token and chain they want to pay from, and send. HoudiniPay handles the conversion and routes assets to your address automatically.

Do you want to receive something other then Monero?